Travel Insurance - Oldsters Overseas - What Seniors Pay For Travel Insurance

Oldsters Overseas - What Seniors Pay For Travel Insurance

While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.

Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.

Now, let's assume these folks are 80 years old. What a costly difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.

The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.

If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author

Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.

| 1 | 2 | 3 | 4 | 5 |

Become A Travel Pro In One Easy Lesson
I focus a lot on helping the first time or inexperienced traveler head out prepared and confident in themselves. Starting out as a new traveler can be intimidating. How do you jump into the gigantic travel fray and survive? How can you learn to love delays and long lines?

Get prepared.

...(more in Travel Insurance)

Asta’s Congress Highlights Theme Of “women In Travel:
Hong Kong, April 21, 2004 –The American Society of Travel Agents (ASTA) announced today that the theme of its World Travel Congress in Hong Kong, Sept. 28-Oct. 3, will be “Women in Travel: Influencing, Leading, Empowering.” AST...(more in Travel Insurance)

Do You Make These Air Travel Mistakes?

You're sitting at home thinking about tomorrow's plane journey. Remember last time ? Remember how you felt when you arrived ? Aggravated, stressed, hot, tired, needing a couple of days to recover ? Did you make these mistakes ?
* Packed your luggage just before you left home.
Don't pack your bags a half hour before leaving. You know those vital papers, that book you wanted to read, or even your passport will mysteriously disappear at the last minute. Always pack the night before, and you'll find everything right there waiting !
* Arrived at the airport late.
There's no worse way to start your journey than sitting in traffic a couple of miles from the airport, watching the minutes tick by. Leave early. Expect a lot of traffic and your journey will take extra time. Then you'll ...(more in Travel Insurance)

All You Need To Know About Travel Humidors
When humidors where first created by Zino Davidoff in the early 20th century, they were large cellar humidors which certainly made for restricted travel. One now had the ability to strive for the perfect cigar, but only from home. Most peo...(more in Travel Insurance)

Look For The Bargins To Do With Cheap Travel
You may have found the most informative help regarding cheap travel. When you're after better-quality information on cheap travel, you'll find it's complex separating quality information from inexpert cheap travel suggestions and help so it's prudent to know how to judge the information you are presented with. Low prices.Enter your search criteria just once, and find deals from major airlines and low cost carriersWhat follows next are a few tips which we sincerely believe you should use when you're seeking information about cheap travel. Please be aware that the advice we tender is only relevant ...(more in Travel Insurance)

Travel Health: Useful Medical Information For Good Health Be
The diseases most commonly seen in travellers are diarrhoea, malaria (if you travel in a malaria-infested area), accidents (when travelling by car or swimming), wound infections and sexually transmitted diseases.- Diarrhoea is caused by contaminated food and drinking-water. You must therefore be careful if your are travelling in poor hygiene conditions.- Malaria is transmitted by mosquitoes, so the first thing to do is to protect yourself against these mosquitoes.- In order to prevent accidents during travelling, it is wise to apply the same precautions as th...(more in Travel Insurance)

Traveling To Europe With Your Digital Camera?
The Vacation Season is fast approaching and naturally you will be taking your digital camera along for the journey. After all your vacations are far and few between and it is nice to look back on those memories as you slave away at your job. However, when you travel with a digital camera, it is a completely different experience from that of traveling with a film camera. This is a lesson that far too many travelers seem to be learning the hard way, especially if you’re tr...(more in Travel Insurance)

How To Become A Travel Agent In 24 Hours
The travel industry has been going through some significant changes over the last few years. Mom and Pop travel agencies are quickly being replaced by online booking engines like Orbitz or Travelocity.But there is one problem: 80% of all vacations are taken at the recommendation of a friend. Now of course this is a good thing, except that Orbitz and Travelocity don't have very many friends.The travel industry came up with a good hybrid solution: give the consumer a chance to partner with these big booking engines and become a travel agent themselves, with all the benefits and none of the drawbacks, so they can refer their friends and family and everyone wins. This new type of travel agent is known as an Associate Travel...(more in Travel Insurance)

Snowbird Migration: Ideas For The Best Way To Travel
(ARA) - As temperatures drop, and leaves begin to turn, most of us are thinking of woolens and storm windows. But for some fortunate folks, it’s time to pack up and hit the road for sunnier climes. Across the northern latitudes of North America, the annual snowbird migration is set to begin. Dictionaries define “snowbird” as “one who moves from a cold place to a warm one in the winter.” For those who ...(more in Travel Insurance)